Installment Terms & Conditions

Mallwal is operated by Mallwal (Private) Limited in Sialkot, Punjab, Pakistan.

Credit cards and online installments

Any supported Pakistani bank credit card is accepted, subject to card eligibility, available limit and transaction approval. Bank Alfalah is one available installment option. Mallwal offers a 0% Markup Islamic Installment Plan for the selected product and tenure. Terms and eligibility apply to the selected plan.

Shariah basis of the Alfa BNPL option

Bank Alfalah’s Shariah Board Certificate dated 27 March 2023 states that the Alfa BNPL product was reviewed and vetted and is in compliance with Shariah Principles. This certificate relates to Bank Alfalah’s Alfa BNPL product; MallWal does not present itself as an independent Shariah-certifying authority.

Selected selling total and payment terms

Review the displayed selling total and monthly installment for the selected product and tenure. The 0% Markup Islamic Installment Plan is subject to terms and eligibility. Check applicable issuer/payment-partner terms before payment.

Select the exact model, physical RAM, storage, colour and tenure before ordering. For one item, the payable monthly installment is the selected final selling total divided by the selected number of months. Choosing a different variant or tenure may change the displayed total and monthly amount. Review the selected plan before payment. Approval and reversals follow the issuer or payment partner process.

Nationwide delivery and Sialkot assistance

Online ordering is available across Pakistan. Free delivery applies to eligible mobile phone orders; see the Delivery Policy for scope and conditions. Physical/manual installment assistance is available in Sialkot only and may require an application, identity verification, cheques and a guarantor/reference according to the team’s manual assessment. Sialkot customers with a supported credit card may use the normal online card route.

Orders proceed after successful payment authorization and required verification. For help, contact support@mallwal.com or +923205900323. Read our Delivery Policy, Return & Refund Policy and Warranty Policy.

Card payment safety

Start payment from MallWal checkout and check HTTPS and the payment destination before entering sensitive credentials. MallWal never asks for your full card number/PAN, CVV, PIN, OTP or bank password through WhatsApp, email, phone or support forms. Read the payment safety FAQs.