Compare the full selling total before comparing a monthly installment. A small monthly figure can represent a longer tenure rather than a lower product price. This guide explains the 0% Markup Islamic Installment Plan, final selling total and payable monthly amount, subject to terms and eligibility.
Reviewed 3 October 2026. Mallwal is the public brand of Mallwal (Private) Limited, based in Sialkot. Online orders have free delivery across Pakistan.
Start with one exact phone variant
Write down the model, physical RAM, storage and colour. Two pages with a similar model name may describe different variants. Open the product page and choose the exact option before recording the total and available tenure. Do not use a category price range as the final quote for your selected phone.
Browse the Mallwal phone shop, Samsung listings or vivo listings. Each product page controls its own price and availability.
Separate the product total from the monthly amount
The displayed Mallwal total is the final selling total for the selected product and installment plan. The payable monthly installment divides that total by the selected number of months. Compare the total alongside the number of installments so that you know the amount payable each month.
| Tenure | Payable monthly installment | Product total |
|---|---|---|
| 4 months | PKR 42,000 | PKR 168,000 |
| 6 months | PKR 28,000 | PKR 168,000 |
| 10 months | PKR 16,800 | PKR 168,000 |
This example explains division only. It does not promise that every phone, bank or customer qualifies for these tenures. Use the options and amounts shown for your actual order.
0% markup and applicable plan terms
Review the displayed selling total and monthly installment for the selected product and tenure. The 0% Markup Islamic Installment Plan is subject to terms and eligibility. Check applicable issuer/payment-partner terms before payment.
Any supported Pakistani bank credit card is accepted, subject to card eligibility, sufficient available limit and transaction approval. Bank Alfalah is one available installment option. Confirm the selected product and plan before ordering. Read the installment terms and the step-by-step buying guide.
Use this four-part comparison before checkout
- Exact phone variant and current availability.
- Full Mallwal selling total and the selected tenure.
- Monthly product amount multiplied by the number of installments.
- Selected 0% Markup Islamic Installment Plan, supported-card eligibility and approval conditions.
If the figures or labels do not agree, ask Mallwal to clarify the order before payment. For a missing phone, request the exact variant and wait for confirmation of the selling total and availability.
Frequently asked questions
Is the lowest monthly amount always the cheapest phone?
No. Compare the full selling total, exact variant and number of installments. A longer tenure can reduce the monthly product amount without reducing the product total.
Can I use the Sialkot manual process from any city?
Manual physical installments are limited to Sialkot. The local process involves eligibility checks and may require CNIC, cheques or a guarantor. Nationwide online ordering uses the available online payment routes.
Should I send my card number or CNIC through the phone request form?
No. The phone request form asks for the model, physical RAM, storage, colour, name, contact number, city and whether you have a credit card. If you choose Yes, the issuing bank name is optional. It never asks for card number, CVV, PIN, OTP, card expiry, bank password or payment credentials. Use the verified checkout or the agreed local eligibility process for any later payment or document requirements.